Economies are now less predictable than ever, and very little can be achieved without taking risks. So, even when times are good, the most calculated plans can run into trouble.
Increased competition, debts, bank repayments, overheads, and unpaid creditors threatening action, are now part of every day life for businesses and individuals. There are difficulties that can become serious with little warning.
Liquidations and bankruptcies are usually wasteful; they recognise the level of debt but take no account of potential for earning. So we aim for recovery, even when it seems the only option is to wind things up.
Some of our successes are achieved in difficult situations at the last moment; but, in most cases, the earlier we are approached the more effective we can be. It's because of this that we don't charge for the first consultation. We want people to feel free to talk through their problems, and decide whether we're the best people to help them.