Sometimes where it is not possible or appropriate to have a moratorium with your creditors through the medium of an individual voluntary arrangement then bankruptcy may be the right and proper course for you to take as an individual. Entirely without prejudice and in confidence we will explain to you in clear and simple terms what your obligations as a bankrupt would be and we can advise and assist you in the preparation and presentation of your petition in bankruptcy.

Are you a creditor of a debtor who is proposing an individual voluntary arrangement or is in bankruptcy?
Individual voluntary arrangements and bankruptcies are legitimate tools for a debtor to seek relief from their debts but, of course, there can be unscrupulous people who can seek to take improper advantage of such procedures. If you find yourself as a creditor in such a position we will be pleased to consider the position and give you appropriate advice as to your possible remedies.