We Charge £25 for every £100 You Borrow - Simple!
- Same Day Cash Advances
- No Faxing Documents
- No Security Needed
Our Same Day Loan Costs
We understand that when you need cash in an emergency, you don't have time to waste reading the small print of your loan agreement. Our payday loans are designed to be simple to understand, easy to get and automatic to repay. Use the slider below to select how much money you need to borrow and it will display how much you will need to repay on your next payday. As soon as you have applied online, you will get a loan approval decision. Agree to the terms of your loan and payment will usually be made and sent direct to your bank account within 1 hour of application. Just make sure that on your repayment day, you have enough money in your bank account and payment will be taken automatically - there is nothing else you have to do or remember.
| Amount Borrowed | Amount to Repay* |
|---|---|
| £50 | £62.50 |
| £100 | £125 |
| £200 | £250 |
| £300 | £375 |
| £400 | £500 |
| £500 | £625 |
| £600 | £750 |
| £750 | £937.50 |
| £800 | £1,000 |
| £1,000 | £1,250 |
| £1,200 | £1,500 |
| How Much Do You Need? | You Borrow | Repay on Payday* |
|---|---|---|
£50
£1,250
|
£200 | £250 |
£25 is charged for every £100 you borrow with us. Representative APR 1940.5%
* Payable in a single payment on your next payday - Some lenders charge varying APRs and varying fees
What does APR have to do with payday loans?
APRs are a good way of comparing similar long term financial products but are not so useful when comparing other products such as payday loans, especially when the loan period is only for a month while regular loans are between 1 year and 20 years or more - as with a mortgage. APR stands for 'Annual Percentage Rate' - so the APR is worked out for 'annual' or yearly interest rates. Payday loans are for a short time (until your next payday) and as APR is generally used to compare loans over a longer period it can make things confusing and the APR can look a lot bigger than you would expect.
Imagine trying to hire a car and being told how much it would cost you if you needed it for a year - maybe £170,000. How about renting a room and being told it would also cost you about the same. However as payday loans are financial products we must legally display the APR and that is why we also tell you upfront and clearly what that means in real terms in how much you will need to repay which is £25 for every £100 you need to borrow.
Are there any hidden costs?
The simple answer is no. In 95% of the loans approved there are no addional costs. Make sure you have enough money to repay your loan on the agreed repayment date or additional costs may be charged. If you cannot repay your loan in full on the repayment date, please contact the lender directly and explain your situation as they may be able to help.
If we can't offer you a loan directly, you may be offered a loan from a partner lender. Some lenders will also charge a small loan processing fee, which will be added to the cost of your loan. Please review your loan contract for more information. Don't be put off if you have a bad credit history as your current financial situation is more important than any past financial problems you may have had.
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Representative APR
Who's Borrowing?
""Thank you for your help in arranging my loan. I found your staff to be very helpful and friendly I would use your company again"Mr Adrian Gill
Cash Loans
Everyone at some time or other needs a little extra financial help. Cash Loans were set up to help with short term cash flow problems. As these loans are only meant to be used in emergencies and for a short time, they should be avoided if you have serious long term money problems as they are unlikely to help. If you simply need some additional cash to help you out until your next payday then they can be very useful. Whatever your emergency may be, from buying some anniversary flowers, booking a weekend away or simply paying the utility bills, Same Day Loans can help. Borrow from £50 to £400 for first time customers and up to £1,250 for existing customers. Money can be deposited into your account Today and usually in under 1 hour with most bank accounts.
