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Notes

Who Can Apply with Payday Power?

If you are employed, either as a full time employee, part time worker or even as a contractor, then you should be able to apply and get a loan through us. All we ask is that you are over 18 years old, earn over £500 a month and are paid directly into your debit card account (we do approve those who aren't paid directly but it may take longer for your details to be verified). Those paid weekly, fortnightly should have no trouble getting payday loans through us.

If you need more information, please revisit the Payday Power homepage for more details.

How Fast Will Loans Be Approved and Paid?

We operate a bespoke lending engine which can evaluate your application in real time and give you an instant loan decision as to whether your loan is approved or not. This will take between 30 and 60 seconds to process. As soon as your loan has been approved, your loan should be paid in around 1 hour in most cases direct to your debit card account for you to use as you wish.

Will Bad Credit Effect My Chances of Approval?

Simple answer is no it shouldn't. Payday loans take into account your current financial circumstances and how much spare cash you will have next month to repay your loan safely. As the loan is 'secured' against your wages or salary, this is more important when making a lending decision than any problems you have had in the past. However, do not borrow more money this month than you can safely repay next month as this will not solve any financial difficulties you may be having.

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