Practical
Guidance
As the death of a loved one is a bewildering and distressing
time; knowing what steps to take and in which order
to take them can be a daunting and confusing process.
We have compiled a list of issues to deal with in the
event of bereavement:
Death
in a Hospital
Once the Medical Certificate of Death is made available,
registration of death and funeral arrangements can
go ahead. A relative or person present should register
the death at the local Register Office and Funeral
Directors should be contacted.
Death
in a Care Home
The Care Home will contact next of kin and inform them
where the Medical Certificate of Death may be collected.
The death should then be registered at the local Register
Office and Funeral Directors should be contacted.
Death
at Home
The G.P of the deceased should be contacted immediately.
The G.P will then give permission for registration
of the death and for Abbotts as your Funeral Directors,
to be contacted and for the deceased to be taken to
our Chapel of Rest in Kempston
If death is unexpected, the G.P will inform the Coroner.
The Coroner will later contact the next of kin to authorise
registration of death and release of the body, at which
point Abbotts, as your Funeral Directors, should be
contacted.
Registering
a Death
Every death has to be registered
in the area where it happened, but you can arrange
to register it in another area. To register the death
you need to have a simple interview with the registrar
at the Register Office. You will need to give the
registrar:
- the full name of the person who has died;
- their full address;
- their date of birth;
- details of where and when
the person died;
and their occupation (if any).
If the person who has died is
a married woman, you will also need to give her maiden
name and her husband’s full name and occupation.
You will also need to take along the ‘certificate
of cause of death’ which the GP or hospital
doctor gave you.
If the coroner (England and Wales) or procurator
fiscal (Scotland) is involved (that is, if there
has been or will be a postmortem or an inquest) there
will be no certificate of cause of death and they
will tell you when you can register the death. In
some exceptional cases you may have to delay your
plans for the funeral.
The following people can register the death.
- Any relative of the person who has died.
- Any person present at the death.
- The person who lives in the house where the
person died.
- The person arranging the
funeral, but not a funeral director.
The registrar will give you
a green certificate which you should give to us as
soon as possible. They will also give you a white
certificate which you should fill in and send to
the social security office for the area where the
person died.
You can buy copies of the ‘entry of death’ (often
known as the death certificate) from the registrar.
You will need these for official purposes such as
closing bank accounts and pension schemes.
Who
you may need to contact following a bereavement
Employer...General Practitioner...Pension Providers...Insurance
Companies
Solicitor...Bank...Building Society...Post Office
Accounts...Stocks and Shares
Benefits Agency...Passport Office...Driving Licence
(DVLA)...Clubs and Societies
Dentist...Optician...Car Ownership details...Gas...Electricity...Water...Telephone
Social
Security Help
You may be able to obtain help from the social fund
to contribute towards the cost of the funeral. In
most cases it is unlikely that the amount paid by
the social fund will cover the total cost of the
funeral.
If you are responsible for arranging
the funeral and you or your partner are
receiving:
1. Income Support
2. Income Based Jobseekers Allowance
3. Pension Credit
4. Housing Benefit
5. Council Tax Benefit
6. Child Tax Credit, which includes an amount higher
than the family element
7. Working Tax Credit where a disability or severe
disability element is included in the award
Clients should check with the DWP
as to which benefits apply. For more information
contact your local DWP office or www.dwp.gov.uk
The Registrar will provide you with a White Certificate
of Registration of Death (Form BD8) which is required
to claim any Social Fund Benefit and should be taken
to your local Department of Works and Pensions Office,
together with the following documents (if they are
to hand or can be obtained easily)
- The deceased's Birth Certificate.
- Social Fund Claim Form (SF
200).
- The Marriage Certificate
(if applicable).
- National Insurance Contribution
Card.
- Any DWP Pension or Allowance
Books.
- The final bill for the Funeral
- issued by us.
A claim should be made within three months after
death but it is advisable to lodge the claim as
soon as possible even if all the documents are
not available. Any payment from the fund will normally
be paid within ten days and is usually a Giro.
The Social Fund payment is not part of deceased person's
estate and therefore is not liable for inheritance
tax. Any funeral payment which is made can be recovered
by the DWP should funds become available from the
deceased estate.
Helping
the Bereaved
Many people find coping with bereaved family and
friends an awkward and difficult time. Everyone knows
the stories of people who would rather cross the
street than face what they feel would be a potentially
embarrassing conversation with someone who has been
recently bereaved.
Make Contact
It is very important to make contact as soon as possible.
Contact the bereaved person immediately to tell them
how sorry you are to hear of their loss. Send a letter
or card and flowers if appropriate. Most bereaved
people say that reading the letters and cards they
receive provides valuable support and comfort, particularly
during the many sleepless nights they endure.
You may worry that your words seem rather banal or
trite, but they often take on a deeper significance
and offer a degree of consolation in the heightened
emotions of bereavement.
Maintain
Contact
Keep the contact going with visits, phone calls and
letters, particularly as the weeks and months pass
by. Often levels of support can fall away in the
months after a bereavement, but this is the time
when the bereaved can be the loneliest and most vulnerable.
Six months is recognised as being a particularly
vulnerable time, as it is about this time that the
reality of the loss hits home and yet others are
assuming that by this stage, people are over the
worst.
Continue to invite them to events and functions which
you would have previously. They can always say no,
but don't make that assumption yourself.
Listen
And Let The Bereaved Person Talk
Talking is recognised as one of the most important
elements in the grieving and healing process. Let
the bereaved person talk about the person who has
died and don't be embarrassed by their tears and
anger.
Talk
About The Person Who Has Died
Many people feel that they shouldn't talk about the
person that has died as this will bring on another
wave of grief. However most bereaved people say that
they find it hurtful if the deceased is not mentioned,
almost as if they had never existed. Remember happy
times, things they liked or didn't like, funny things
they said. It all helps to keep the memories strong
and bring some comfort.
Offer
Practical Help
Consider what practical support you can offer, such
as taking a cooked meal, taking care of the children,
shopping or helping with any funeral arrangements.
Try and maintain regular help for as long as needed
or possible but try not to make promises that you
are unable to keep.
Don't say "Give me a call if you need anything",
help needs to be freely given without the bereaved
person having to ask for it - make regular contact
and make a date to have the bereaved person/family
around for a coffee, Sunday lunch, take the children
out, or make an extra cake and drop it round.
Be
Aware Of Significant Dates And Anniversaries
Family times such as Christmas and birthdays as well
as anniversaries of the death are a particularly
difficult and traumatic time for the bereaved and
need to be treated with sensitivity, particularly
the first few times they come around.
Helping
Children
Once adults tried to shield children from death,
but modern day understanding is that avoidance is
a recipe for disaster - especially for a child. Like
all of us, children need to understand that death
is a natural part of life, just as birth is and two
charities in particular are very able to help children,
parents and families through the grieving process
with professional carers, helpful publications and
activities.
Helpful Reading
- Waterbugs and Dragonflies
by Doris Stickney - Continuum International Publishing
Group - Mowbray/August 1997
Specially aimed at children, it helps to explain
death through the analogy of the waterbugs short
life under water and their emergence as dragonflies
as the human's life after death.
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